01. twelve × twelve

TheMusic FinanceCompany

Music is valuable. twelve x twelve prices music — unlocking advances for rights holders against future royalties, and access to an uncorrelated asset class for investors. We make music investable.

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02.  The Market

The market.

Music streams.Cash flows.

$39.5B today. $58.3B by 2030. Global recorded and publishing revenues growing at ~6.7% per year — one of the few real-asset cashflows still expanding.

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03.  The Solution

The Solution

We value catalog cashflows with verifiable precision — analysing recorded and publishing royalties to establish what a catalog is truly worth. Our pricing is built on a trusted, tested data system that turns years of royalty history into a reliable, repeatable calculation. Behind it stands a team that brings together seasoned experts from the music industry and rights management with deep expertise from finance — and a substantial network on both sides. For rights holders, this means a fair and transparent basis for an advance, no guesswork, no undervaluation. For investors, a priced, fundable asset backed by verified data and a traceable cashflow history. Not an estimate. A calculation.

Music rights on one side, capital markets on the other — two worlds that were never connected. We built the infrastructure that brings them together, and we built it on trust: every step standardised, automated, documented, and traceable — the same quality every time, with no open questions. Rights holders gain access to capital without giving up their rights — no hidden costs, no fine print. Investors gain access to a real-asset class that was never investable before — with transparent reporting, all the way down to the source.

Speed, transparency, and precision are core to how we operate. From quote to payout in about 14 days — driven by an established, fully digital and automated process that moves at the pace of the market, not at the pace of traditional finance. For rights holders, this means an indicative offer within hours and an advance with no personal liability, secured solely by their royalty payments. For investors, a regulated, market-ready instrument — Clearstream-cleared and structured to institutional standard.

04.  How It Works

One cashflow. Two currents.

The same royalty cashflow powers both sides. Rights holders turn future royalties into capital today. Investors put capital to work in those same royalties. Here’s how each current moves.

For Rights Holders

  1. 01Calculate

    See what your catalog is worth.

  2. 02Quote

    Submit statements, get an offer.

  3. 03Advance

    Receive funds, join the community.

  4. 04Track

    Follow performance, always up to date.

Get your Advance

For Investors

  1. 01Explore

    Browse priced offerings.

  2. 02Invest

    Subscribe, put capital to work.

  3. 03Earn

    Receive yield, join the community.

  4. 04Track

    Follow returns, always up to date.

Start your Investment