USP 01
The royalties are the collateral.Not you.
Repayment comes out of the royalties themselves. Non-recourse: nothing beyond them is pledged.

We price music catalogs, publishing and recorded, and advance the value of their future royalties for terms of up to five years. No rights change hands: only royalties are assigned, and only until the advance is repaid.
twelve x twelve advances the value of future royalties, on publishing rights and on recorded rights. The amount is not estimated. It is calculated from historic royalty statements: what the catalog has actually paid out over recent years, per work and per income stream.
Royalty income arrives late and unevenly, spread across settlement cycles. The advance closes that gap without touching ownership.
Composition and author's rights: songwriters, composers, producers and publishers.
Basis: GEMA statements
Master and recording rights: performers, artists and labels.
Basis: distributor statements, last 4 years
Advances are structured for terms of up to five years.
Royalties are assigned only until the advance is recouped. After that, nothing continues.
Secured by the royalties alone, never personally.
Four reasons rights holders choose us over an advance that costs them the catalog: nothing is pledged but the royalties, the maths is visible, the money moves in days, and the offer fits any catalog, deal or no deal.
USP 01
Repayment comes out of the royalties themselves. Non-recourse: nothing beyond them is pledged.

USP 02
The advance is calculated from your own royalty statements, per work and per income stream. You see how we get there.

USP 03
Non-binding offer in 24 hours. Advance paid within 14 days of signing.

USP 04
Artist, songwriter, producer, label or publisher, with or without a publishing deal. The offer adapts to the catalog you already have.
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USP 04
Artist, songwriter, producer, label or publisher, with or without a publishing deal. The offer adapts to the catalog you already have.


















100% of the rights stay with you. There are four ways to raise money against a catalog. Three of them cost you ownership, revenue or both. Ours costs neither. Open a route to see how it works.
A label funds the record and takes the masters with it. The advance recoups from your share, and the rights stay on their balance sheet long after it is repaid.
The label pays for the record and takes an assignment of the masters in return, usually in perpetuity. Recoupment comes out of your artist share, so you earn nothing until it is repaid, and the masters remain theirs afterwards.
What it costs you: ownership of the recordings.
A sale pays once. The catalog, and every royalty it will ever generate, belongs to someone else the day the money lands.
A buyer values the catalog, pays a multiple of annual royalties once, and takes the asset. Every future royalty belongs to them, including the upside from a sync placement or a track that finds a second life.
What it costs you: the catalog and all future income.
A publisher advances against your writing and keeps a cut of everything the catalog earns, usually for the life of the works rather than the life of the advance.
The works are signed over to a publisher who administers them and keeps a share of everything they collect, typically 15 to 25% of publisher income, for the life of the copyright rather than the life of the advance.
What it costs you: a permanent cut of every royalty.
Royalties are assigned only until the advance is recouped. No ownership moves, no share is taken, and existing publishing deals continue untouched.
You assign the royalty claim, not the rights, and only until the advance is recouped. GEMA or your distributor pays us directly, the claim is released the day the balance reaches zero, and you keep collecting exactly as before.
What it costs you: nothing. Non-recourse, never secured against you personally.
Only royalties are assigned, and only until the advance is recouped. Non-recourse, and never secured against you personally.
Rights type and average annual royalty income are enough for a first indication. The binding offer follows within 24 hours, once the statements are in.
Leads into TXT Flow onboarding: statements are connected there, and the offer is issued there.
Indicative only, based on the figures entered. Not an offer. Terms of up to five years, repaid from royalties alone.
Four steps from first contact to payout: send four years of statements, receive a transparent offer within 24 hours, take the money in under 14 days, and follow the repayment in TXT Flow until the assignment ends.
Statements, four years back: GEMA, publisher or distributor. No credit score required.
A transparent offer inside 24 hours, calculated per work and per income stream.
Signed and paid out in under 14 days, straight to your account.
100% of the rights stay yours. The assignment ends the day the advance is recouped.

Music streams.Cash flows.
And the rights? They stay where they belong.